Health insurance plays a vital role in ensuring financial security against unexpected medical expenses. Behind every health insurance plan, from employer-sponsored group policies to individual market offerings, lies a structured process of financial forecasting and risk assessment. Central to this process is the actuarial valuation, a sophisticated

In today’s data-driven world, the protection of customer information is no longer an optional business practice but a critical requirement for maintaining trust and compliance. With increasing incidents of cyberattacks, regulatory pressures, and consumer awareness about digital privacy, companies are under immense scrutiny to strengthen their inf

In recent years, parametric weather risk insurance has emerged as one of the most innovative solutions for mitigating the financial impact of climate-related events. Unlike traditional indemnity-based insurance, parametric products pay out when a pre-agreed weather parameter—such as rainfall, temperature, or wind speed—reaches a set threshold.